Who can benefit? - For Silver cover - - Who can benefit?
Who can benefit?
To qualify for any of the levels of cover you must satisfy the following criteria.

Who can benefit?
To be eligible for Life cover you must:
  • be aged 18 or over and under 75 when your finance agreement is scheduled to end,
  • be a resident in the United Kingdom, the Channel Islands or the Isle of Man and,
  • have a finance agreement.

To be eligible for Accident and Sickness cover, Unemployment cover or Premier cover you must:

  • be aged 18 or over and under 65 when your finance agreement is scheduled to end,
  • work at least 16 hours per week and have done so for at least the 6 months immediately prior to the start date,
  • be a resident in the United Kingdom, the Channel Islands or the Isle of Man and,
  • have a finance agreement.
    If you are self employed or work on a fixed term contract(s) you are eligible for this insurance but you should read the policy carefully to make sure it is suitable for your needs – you should pay particular attention to the definitions of 'self-employed' and 'ceased trading', Section 6 'Unemployment Benefit' and Section 9 'Claims'.

    For further information, please download the Payment Protection Policy Document (PDF).

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